John P. Downs التقييمات

​I could not speak more highly of John Downs and his team over at Vellum Mortgage. This is our third transaction with John's team (2 purchase loans and 1 refinance), and they have exceeded our expectations every time. John is responsive, hard working, transparent, strategic and highly knowledgeable. On both of our purchase transactions, he and his team made a fast close happen, which was key in securing homes during competitive markets. I highly recommend John Downs to anyone interested in a mortgage lender. Thank you John and his team (especially Vicki and Josh)!

I would say that the team is very responsive, transparent, and supportive throughout the entire process. I felt well informed by the time I purchased a home, and I didn’t feel like I was being pushed to make a decision that wasn’t in my best interest. While I have never met the team in person, I trust Josh and John and the rest of the team with such a huge financial decision.

John was exceptional at explaining things and was very on the ball. I would (and will) highly recommend him to anyone looking to buy a house

I am very thankful for John Downs and Vicki Wilkerson's professional, honest and fast assistance with the whole mortgage process from beginning to end. They are very knowledgeable about VA loans process and numbers which helped me to put together an amazing contract. The Communication was absolutely top notch. Downs team made the whole mortgage process smooth and efficient. They are so trustworthy and I would diffidently use them again. I highly recommend Downs group at Vellum mortgage to all the Military and DOD members in DC/VA/MD area.

John and his team offer terrific, timely service and advice. They helped us close in record time, offered us multiple options along the way, and shepherded us through myriad underwriter requests. I would recommend them to anyone looking for a mortgage!

I had a great experience with John and his team at Vellum Mortgage. They offered the best rate I could find and were incredibly responsible and flexible during the process. I highly recommend working with this team.

The team at downs helped me secure an investment property. From the beginning to end they were right next to me to close the deal. I thank the entire team. Looking forward to working with them in the future.

Great team and super helpful, communicative, and creative. They work collaboratively with you to get the best deal on your mortgage.

Josh, Vicki, and the entire team was super helpful throught the entire process. I especially appreciated the interactive dashboard to see the different rates and down payments when deciding which route was the best fit. Thanks for the gift, wife especially likes those brownies. Would highly recommend.

Extremely knowledgeable team, prompt responsiveness, very personable, and empathetic to our specific situation/needs. I plan to use them again for any future refinances.

The Vellum Mortgage team is professional and a delight to work with. John and Vicki walked us through the financing process and really had our best interest in mind. Thank you to the entire team for all your support.

The best experience I have ever had as a Real Estate Broker with a Mortgage Lender. Josh Brawer processed a loan for my buyers and made the process quick and easy with excellent communication and follow-through. If you're looking for a home loan I highly recommend working with this group!

I've worked with John and his team for both a refinance and a home purchase and couldn't recommend them more. Everyone on the team is incredibly friendly, responsive, and knowledgeable, and they get everything processed at lightning speed. They understand the market in this area and they'll work with you to make sure your offer is as competitive as it can be.

The Downs Group @ Vellum Mortgage was very thorough, helpful and accessible. Especially in helping me navigate my options and understand the numbers. They expertly ushered from contract to close under 30 days and just in time for the new year. Highly recommend!

Fantastic service! John was amazing to work with and was incredibly helful. Made the experience very easy.

John is hands down the most well-informed mortgage broker/lender I've ever dealt with. He approaches the process from a Financial Advisor perspective and truly has your best interests in mind. I would recommend him to anyone looking to buy a house or refinance.

The Downs Group is on their game. Fast and efficient. I had no fewer than 3 people working on my refi which occurred in less than 3 weeks. Highly recommend!

This is the best loan company I have ever had. I just cannot thank John and his team enough! I was ready to give up, seemed to complicated to me with selling a house and buying a new house, John and his team never gave up on me and I am so glad they didn't!! Thank you!