Josh David التقييمات

Amazing!Amazing! Joshua was truly phenomenal from start to finish, the fastest closing our realtor had ever seen with great service. He was responsive and communicative throughout, easy to reach, and massively helpful as we thought through various financing options. Can’t recommend highly enough!

Wonderful to work withWonderful to work with Communication with Joshua was professional and reliable. He went above and beyond to help secure a loan for our house. Any question we had, Joshua made sure to provide a comprehensive answer. Thanks very much Josh!

Professional, Helpful, ResponsiveProfessional, Helpful, Responsive Josh kept us updated, informed, and completely comfortable with all the chaos that can take over during the process of purchasing a home. One of the best!

Wonderful. Stress free!Wonderful. Stress free! Josh went above and beyond helping me buy my home. He was very knowledgable and made the purchase the most stress free I have ever had. Josh was very patient answering any questions and nothing was too much trouble.

Fantastic Loan ConsultantFantastic Loan Consultant My wife and I purchased a new construction home back in September and thankfully we had Josh there to help us through the entire process. Not only did Josh bring a wealth of knowledge regarding the loan process, he helped guide us through the entire construction period and final purchase of the home. We are very satisfied with the loan he provided us and his constant follow up to make sure all of our needs were taken care of. I would highly recommend Josh for any of your mortgage/loan needs.

Personal Care CountsPersonal Care Counts Joshua David took the time to do the meticulous research that I didn't have either the time nor the expertise to do. That's exactly what we needed. Life is chaotic enough with moving, so it was good to have a port in the storm.

Home Buying made easyHome Buying made easy Mr. David was honest and thorough during the entire Home buying process. My Wife and I were shopping for our first home and on more then one occasion felt overwhelmed. Mr. David was a godsend, he walked us through the process, STEP by STEP. I not only highly recommend him but I truly can't imagine looking for a new home without first meeting with him.

Warm, Professional, and always reachableWarm, Professional, and always reachable I had no idea I would get to know, and very much like, our loan officer when we purchased our home. Joshua got us the best deal possible, and was personable and a pleasure to work with as well. He seems to be someone agents know about, respect, and call on to close deals that will make their clients happy. Would definitely recommend to others.

Quick and Easy RefinanceQuick and Easy Refinance Josh helped us refinance our current mortgage into a 15-year mortgage at a lower interest rate. We have refinanced with him before and it is always easy and stress-free.

Joshua David, best Mortgage Specialist I have ever worked with!Joshua David, best Mortgage Specialist I have ever worked with! We had the opportunity to work with Joshua David on our mortgage for our new home we purchased a few years ago. Josh was highly recommended. We could not have been more satisfied with his level of service, knowledge and expertise in the industry. He provided us with numerous loan options that worked best for my husband and I. In addition, we wanted to close on the new house in a month since we didn't want to pay another month of storage, and Josh was able expedite our loan in less than a month! Perfectly seamless and had no issues at all at closing. He is also very accessible and responsive. I would call him day and night (after business hours) and was always available. Josh is also very proactive. He had reached out to us about a year after we closed, to inform us of the new interest rates so we wouldn't miss out the new rates. Josh certainly goes above and beyond, even after we closed on our new home!

He was greatHe was great He was friendly, professional, and very responsive. Got me a very good rate and worked with me every step of the process in purchasing my first home. I would highly recommend.

Always acted with our best interest in mindAlways acted with our best interest in mind Josh was a fantastic lending agent, from our first conversation through closing and beyond (he is still very responsive and helpful to random questions we have from time to time). Josh went above and beyond when at the 11th hour on the eve of closing a discrepancy came up with seller's closing credit, Josh cleared with his management and secured for us the extra money we thought was locked in for us. He is incredibly knowledgeable about mortgage products and always available to talk through the big decisions. Highly recommended!

Joshua David will handle my mortgages for the rest of my life.Joshua David will handle my mortgages for the rest of my life. My husband and I worked with Joshua David for our first home loan. He was instantly irreplaceable with his financial knowledge, speed of action, & care.

Three things that immediately stand out about Joshua’s expertise:

1 - Responsiveness:
He would respond to our phone calls, emails, and requests with incredible efficiency and speed. We were naive & nervous first time buyers. He treated us with distinct, immediate professionalism and kindness.

2 - Orientation to the loan process
What are “points?” What’s a healthy loan amount? Where the heck does our escrow money go? What IS escrow? ...we were naive! And Joshua brought specific education and forethought to every question we asked (and if we did not ask questions that he deemed timely, Joshua would initiate those discussions). His counsel inspired trust.

3 - Patient, diligent communications
Sometimes we would need to have a conference call later at night. Or we’d sent early morning emails. Or we’d call in haste during the business day. Joshua admirably made himself available with time, trustworthy guidance, and empathy.

Best Loan Officer ever!Best Loan Officer ever! Joshua goes above and beyond to get you settled in your new home. His knowledge, professionalism and outstanding customer service made the home-buying process so easy for us. After interacting with four different lenders and their Mortgage Loan Officers (MLO) or representatives, my wife and I finally chose Joshua David with Caliber Home Loans for his outstanding service and willingness to help. Long story short, he is the best!

Amazing processAmazing process Joshua and John were prompt, efficient, helpful and fast with my home buying process. They didn’t cut corners and they made me feel comfortable and confident. I will work with them again!

Above & BeyondAbove & Beyond Joshua went above and beyond what I had expected from a lender. I had gone through a previous home purchase & refinancing with another lender and had average experiences with both (one was just barely mediocre!) But the support that Joshua provided blew me away. He not only came up with creative ways of negotiating closing costs and reducing the out-of-pocket costs to me, but also talked me through multiple ways of leveraging the resources I had available to me to get the most out of my loan and those resources. I would, without a doubt, go with Joshua again.

Always eager to address questions or concerns:Always eager to address questions or concerns: Josh responded to our inquiries quickly and was frequently in touch with us during the process of our home purchase. We picked Josh as our loan officer since he specialized in VA loans and was knowledgeable about current markets and policy changes that impacted federal mortgage rates which he effectively conveyed this information to us. It was a pleasure to work with Josh and we would not hesitate to work with him again on a future home purchase.

Joshua David was the MAN!Joshua David was the MAN! Joshua provided excellent support and information in a timely manner. Always answered the phone or got back to us even if he was on the road. Even responded to late night worried calls from us. Took care of an error on the part of the insurer within a day. A PRO!

Amazing Lender Services!!!Amazing Lender Services!!! Home buying ‘lender services’ is probably the most critical and certainly one of the most stressful aspects of purchasing a home. To my great fortune, what I experienced from Joshua David and Caliber Home Loans was truly EXCEPTIONAL service that made the entire process easy and transparent. Joshua was always available to address my numerous questions which enable me to learn so much. His guidance, advice and support allowed me to focus on all the other home buying processes. His wealth of knowledge regarding housing market finances was most impressive. Joshua also maintained a constant presence on changing rates which resulted in the lowest possible interest rate for me at closing. I am very pleased to be continuing my communications with Joshua and fully intend to for as long as I expect to live in Virginia.

Best lender in the area!Best lender in the area! Joshua helped me with purchasing my first home, a cooperative in DC. From the beginning of the process (before I was even sure I was going to buy a home) Joshua spent time talking me through the whole process over several homes, and helped me understand what my monthly payment would be with various example properties. When it came to buying a home, Joshua was on top of everything. I never waited longer than an hour to hear back from him. He is also one of the few lenders who understands how to work with coops, which was a huge plus for me. Most coops have short lists of approved vendors, and he worked with the building to get his name added before the question even came up. One of the best lenders in the DC area.