Working with Zak Rhodes was an absolute win. He was professional, courteous, and always one step ahead throughout the entire process. Any time I had a question—or ten—he was right there, picking up the phone and breaking everything down in a way that actually made sense.
Zak made the mortgage side of buying a home feel easy, and that’s saying something. I’d recommend him to anyone looking to buy a house or just trying to understand mortgages and the real costs of homeownership. You’ll be in good hands.
Fantastic LenderFantastic Lender Zak Rhodes is the kind of loan officer everyone wishes they had. From day one, he was professional, patient, and consistently on top of every detail. He answered every call, every text, and every random question I had along the way.
He made the mortgage process smooth and stress-free, and his guidance helped me understand not just the loan itself, but the real costs of owning a home.
If you’re buying a house or need clarity on financing, I’d recommend Zak without hesitation. He’s outstanding at what he does.
My wife and I first met Zak for no more than five minutes while casually visiting an open house. We weren't even serious about that particular property, but his professionalism and warm demeanor stuck with us. Weeks later, when we found our dream home, we knew we were facing an incredibly short closing window and immediately thought of him.
To say that Zak exceeded our expectations is a massive understatement. From our very first call, he operated with a level of urgency, knowledge, and clarity that instantly put us at ease. What felt like a stressful, insurmountable timeline to us was just a challenge he was ready to tackle.
His communication was phenomenal. We were never left wondering about the status of our loan. He was proactive with updates, clear about what he needed from us, and always available to answer our questions—no matter how small. His deep knowledge of the mortgage process was evident as he navigated every step with confidence and efficiency.
Ultimately, Zak secured our loan approval in record time, allowing us to close on our home without a single hiccup. He turned a high-pressure situation into a smooth and seamless experience. We are in our new home today because of his dedication and expertise. If you need a loan officer who is not only a master of his craft but also a genuinely fantastic person to work with, you can stop your search right here
From the moment I contacted Zak, I felt a sigh of relief. He walked us through the whole process, got us pre approved quickly and answered questions thoroughly up until day of closing. The best part was he did this all the way from Virginia while we were living in San Antonio, for the purchase of our second home in Brownsville, TX. Time zones and distance did not get in the way of making sure we made it to closing with ease and this is all thanks to Zak. We didn’t experience this type of care with our first home purchase and he really set the stage and exceeded our expectations and we can’t wait to use him in the future. Being in our new home couldn’t have been done with out him and we our so grateful for all he’s done. Thank you from all of us here at Casa Garza Zak
The only lender we ever want to use!The only lender we ever want to use! From the moment I contacted Zak, I felt a sigh of relief. He walked us through the whole process, got us pre approved quickly and answered questions thoroughly up until day of closing. The best part was he did this all the way from Virginia while we were living in San Antonio, for the purchase of our second home in Brownsville, TX. Time zones and distance did not get in the way of making sure we made it to closing with ease and this is all thanks to Zak. He spoke to us about the interest rates and also locked us in below 6% the first moment he could which I really appreciated! We didn’t experience this type of care with our first home purchase and he really set the stage and exceeded our expectations and we can’t wait to use him in the future. Being in our new home couldn’t have been done with out him and we our so grateful for all he’s done. Thank you from all of us here at Casa Garza Zak!
We were so excited to get our new home. Zach Rhodes was honestly extremely helpful, available, knowledgeable, and timely with his work on our behalf for our mortgage loan. My wife and I honestly could not recommend him highly enough if you were looking to get help with a home mortgage. “Thank you, Zach!!”
A huge thank you to Zach Rhodes!!A huge thank you to Zach Rhodes!! We were so excited to get our new home. Zach Rhodes was honestly extremely helpful, available, knowledgeable, and timely with his work on our behalf for our mortgage loan. My wife and I honestly could not recommend him highly enough if you were looking to get help with a home mortgage. Thank you so much, Zach!!
We worked with Zak Rhodes on a mortgage for our first home, recommended by both our realtor and family — and he made the entire process smooth and stress-free. We really appreciated how responsive, clear, and patient he was throughout. He helped us secure the best possible rate and even guided us in planning ahead based on our situation. Highly recommend him to anyone looking for a reliable and professional loan officer!
Zak was amazing to work with. My wife and I knew nothing about the home buying process as we were first time home buyers and Zak made it as easy as can be. He explained everything to us really well and found us the loan that works for us. Calling Zak responsive is an understatement. He responded to any questions/concerns very quickly. There were several times I emailed Zak in the late evening/night fully expecting a reply the next day and was shocked getting a reply in just a few minutes.
Highly highly recommend!Highly highly recommend! Zak was amazing to work with. My wife and I knew nothing about the home buying process as we were first time home buyers and Zak made it as easy as can be. He explained everything to us really well and found us the loan that works for us. Calling Zak responsive is an understatement. He responded to any questions/concerns very quickly. There were several times I emailed Zak in the late evening/night fully expecting a reply the next day and was shocked getting a reply in just a few minutes.
Highly recommending!Highly recommending! We worked with Zak Rhodes on a mortgage for our first home purchase. I was pretty anxious at first — this was our first loan, and we felt clueless — but Zak made the process smooth and easy by guiding us through every step with patience and clarity. He was always responsive, easy to reach (unlike our previous loan officer, who we lost contact with), and provided clear answers to all our questions.
Zak was knowledgeable, trustworthy, highly organized, and helped us secure the best possible rate given our situation, while also helping us plan ahead for the future. We truly appreciate all his hard work and would highly recommend him to anyone looking for a reliable and professional loan officer.
An amazing lenderAn amazing lender Zak is absolutely amazing to work with!! He was very informative and helpful throughout the stressful time of purchasing our home! He even helped us to get more brought to the closing table, so that it would be easier for us at closing. I would not want to use anyone else. Just amazing!!
We’re incredibly grateful for all the support Zak Rhode gave us throughout our home-buying journey. From start to finish, he was respectful, responsive, and truly helpful every step of the way. He made the process feel smooth and stress-free, always answering our questions and guiding us with patience and care.
Zak went above and beyond, and we couldn’t have asked for a better person to work with. We highly recommend him to anyone looking for a dedicated and trustworthy loan officer professional!
As a first-time homebuyer, I was nervous and overwhelmed by the entire mortgage process, but working with Zak completely changed that. From the very first conversation, he was incredibly knowledgeable, responsive, and genuinely committed to making sure I felt informed and confident every step of the way.
Zak took the time to explain every detail clearly, no jargon, no confusion, just honest guidance from day one all the way through closing. He was always quick to respond and hop on calls with me to answer my questions, no matter how small. His transparency, professionalism, and guidance made what could have been a stressful process feel smooth and manageable.
I closed on time with zero surprises and felt completely supported throughout. If you’re a first-time buyer, or any buyer looking for someone you can trust to go above and beyond, Zak is the one!
Zak Rhodes - Vellum MortgageZak Rhodes - Vellum Mortgage As a first-time homebuyer, I was nervous and overwhelmed by the entire mortgage process, but working with Zak completely changed that. From the very first conversation, he was incredibly knowledgeable, responsive, and genuinely committed to making sure I felt informed and confident every step of the way.
Zak took the time to explain every detail clearly, no jargon, no confusion, just honest guidance from day one all the way through closing. He was always quick to respond and hop on calls with me to answer my questions, no matter how small. His transparency, professionalism, and guidance made what could have been a stressful process feel smooth and manageable.
I closed on time with zero surprises and felt completely supported throughout. If you’re a first-time buyer, or any buyer looking for someone you can trust to go above and beyond, Zak is the one!
Zak was an absolute pleasure to work with on my refinance. From day one, he was super responsive, always available to answer my (many!) questions, and never made me feel like I was bothering him—no matter how small the detail. You can tell he genuinely cares and values relationships over just closing a deal.
What stood out most was his sense of urgency and the way he proactively kept things moving. He went out of his way to make sure everything was smooth and stress-free on my end, and that kind of support made a big difference. You don’t often come across people in this space who are this invested in helping you—not just as a client, but as a person.
I really appreciated his transparency and calm demeanor throughout the process. Would highly recommend Zak to anyone looking to refinance or get a mortgage. You’ll be in good hands.